Flexible Financing for Your Dream Project

See offers in minutes with no hard credit check. Finance down payments same as cash, partial payments, or even your entire project.

Convenience for your Dream Project

Financing that works like a line of credit—use only what you need with low monthly payments.

Quick & Easy

See offers in minutes with no hard credit check

Simple mobile-friendly application

Flexible & Affordable

Low monthly payments (5–15 years)

“Same as Cash” option: pay within 6 months, no interest

Stress-Free

No liens or appraisal requirements

Funds sent directly when milestones are reached

Frequently Asked Questions (FAQ)

Q: How much can I borrow?
A: Loan amounts range from $3,000 to $150,000. 1-5 year term loans or 6 months same as cash.

Q: Will applying affect my credit score?
A: Checking offers will not impact your credit score.

Q: Can I pay off my loan early?
A: Yes! There’s no prepayment penalty.

Q: How do disbursements work?
A: You’ll receive a text message when a milestone is reached—just reply “PAY” to authorize payment.

Q: Where do I manage my loan?
A: After your first disbursement, you’ll get an email to set up your Nelnet Bank portal for easy loan management and autopay.